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November 1996

Safe Internet Shopping with Microsoft Merchant System


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SideBar    Securing Commerce on the Web

Personalizing the Experience
As you can see from Mary's experience, a key piece of managing your store is giving your customers, especially frequent visitors, a reason to return to your site. In addition to considering special product promotions and sales, you can update your Web page content often.

Merchant System makes the process of updating your pages easy. You can modify your Web pages with any standard Web page development utility, including Microsoft's FrontPage, Adobe's PageMill, SoftQuad's HoTMetaL, Sausage Software's HotDog, and good old Windows Notepad.

One caveat applies to creating Web pages for use with Merchant System: After you create or modify your pages with a development tool, you need to edit them in Notepad or some other text editor to develop the HTML code to implement your database queries and tags. The sample stores and pages that Microsoft provides with Merchant System can help guide you through this process.

Besides letting you create a unique shopping experience for your customers, Merchant System can also take over the management and administration of your store. The Merchant Utilities, which you access through a standard Web browser, let you create and maintain one or more stores. The Utilities include a set of starter stores; HTML templates to develop the look of your store or stores; and product, order, shopper, and promotion management tools.

The HTML templates let you show your customers product pages and order forms and give customers querying capabilities. To add a promotional item for frequent buyers or to add a product, simply point and click a few times in your browser, and you're finished. You don't need a staff of database experts or programmers to set up these features.

Planning Transactions
One of the first questions any Internet shopper asks is, "How can you guarantee that my credit card information is secure?" Merchant System uses secure transactions to ensure credit card confidentiality. The system supports SSL and will support SET when the computer banking industry finalizes the SET specification later this year.

At present, Merchant System accepts only credit card payments; however, it will accept purchase orders and other payment methods in the future (Microsoft has not set a timetable for these payment alternatives). In addition, a new feature, Microsoft Wallet, is integrated in Merchant System. The Wallet will hold virtual credit cards, shipping and billing information, personal credentials, and digital signature (SET) information.

To take advantage of the Wallet features, users will need to use a Wallet-enabled browser. All transactions between the Wallet-enabled browser and Merchant System will be encrypted, so the customer won't need to send credit card information during a purchase. Each customer will have an encrypted certificate that contains credit information. Merchant System will send this information to the financial institution--the merchant's store will never see it.

Ready, Set, Sell
IS managers can prepare to implement Merchant System by learning about NT Server and IIS. All the good, common-sense practices of Internet access and Web publishing also apply to Merchant System. These practices include implementing security measures such as firewalls and proxy servers.

If you have a Web site today, you can extend your knowledge to easily add Merchant System. IS managers will need to work with their database administrators to understand what information they need to retrieve, how best to present it to a customer, and how to integrate the database with Merchant System.

The system's sample databases, table schema, and queries can facilitate this process. For example, you can use the sample queries to understand how to extract information from an existing database and to see how the table schema is set up. You can see what information Merchant System expects to insert into a database and how it retrieves information.

Because Merchant System uses any existing table schema or ODBC-compliant database, you probably won't need to heavily modify your existing database information. Reviewing the existing database information now will facilitate Merchant's deployment later. Financial systems and databases that aren't OBDC-compliant will need some cleanup and some translation software to prepare them for use with Merchant.

Merchant System follows Microsoft's strategy of helping companies build business systems easily, at a reasonable cost, without requiring a lot of customization. Merchant System uses the third-generation, UNIX-based eShop product that Microsoft purchased and translated to run on NT. The market for online shopping applications is very new, and only a few companies have competing products. For example, Open Market's products require extensive customization and don't support NT; Netscape's Merchant System platform also does not support NT. You can find other solutions that target companies that provide electronic malls, but they are highly customized and very expensive.

Microsoft Merchant System pricing has not been set but will be comparable to other BackOffice products. Merchant System is scheduled to be available by the time you read this.

Microsoft 206-882-8080
Web: www.microsoft.com/ecommerce
Price: Not determined yet

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